Insurance services office

Empirical work about the liability system utilizes several famous data sets. The Insurance Service Office, a research arm of the insurance industry, randomly sampled product liability claims in 1976 and 1977, but the universe represents only claims. Viscusi (1986,1988,1989b) has extensively used these data. The Rand Corporation has assembled the results of all civil jury trials held in federal and superior state courts in Cook County, Illinois, and San Francisco, California, from 1959 through 1984 and issued a series of studies (Peterson 1986). 

Commercial Fire Rating Schedule", Insurance Service Office, April, 1978. 

There are five large insurance organizations, however, that serve a wide range of casualty and property insurers and contribute to fire protection in many ways. They are (1) American Insurance Association, (2) American Mutual Insurance Alliance, (3) Factory Mutual System, (4) Industrial Risk Insurers, and (5) Insurance Services Office. 

U.S. insurance companies that underwrite motor carriers keep statistical and financial-related information/data on insurance claims and policies. This data is also transmitted by the participating companies to the Insurance Services Office, Inc. (ISO) [18, 22], ISO is a nonprofit organization that provides various types of data-related services to the U.S. property/casualty insurers [18, 23]. Its statistical data permit investigation of various industry characteristics, including geographic location, vehicle age, size of claim, driver age, and vehicle weight. 

DOT. 1986. Development of a large truck safety data needs study plan. Federal Highway Administration, U.S. Department of Transportation, Washington, D.C. ISO. 1987. Insurance data A close look. Insurance Series. Insurance Services Office, Jersey City, N.J. 

Specialized risk consultants and even insurance risk offices can now offer a variety of software products or services to conduct mathematical consequence modeling of most hydrocarbon adverse events. The primarily advantage of these tools is that some estimate can be provided on the possible effects of an explosion or fire incident where previously these effects were rough guesses or unavailable Although these models are effective in providing estimate they still should be used with caution and consideration of other physical features that may alter the real incident outcome. 

Fm// costing. This form of costing takes all expenses into account, including direct costs such as raw materials, and also indirect costs—such as head office expenses, insurance costs, design fees, contingency provisions, services, maintenance and depreciation. 

Fire Brigade Team Leader —Oil Spill Response Team Leader —HazMat Spill Response Team Leader —Public Affairs Coordinator/Press Officer —Legal Counsel —Security Coordinator —Insurance and Claims Coordinator —Emergency Communications System Coordinator —Coordinator of Personnel Services... 

IT-Enabled Services (ITES) The portion of the Information Technology industry focused on providing business services, such as call centers, insurance claims processing and medical records transcription, by utilizing the power of IT, especially the Internet. Most ITES functions are considered to be back-office procedures. Also, see Business Process Outsourcing (BPO). ... 

Some companies elect to back up systems against failure by contracting with a service bureau for emergency recovery. Essentially it is an insurance policy whereby the pharmaceutical or healthcare company leases a standby system. User terminals and printers are installed in the client offices with network connection to the service bureau that may be at the service supplier s premises or a mobile facility that is driven onto site. User applications typically have a target time to restoration within 24 h. The problem with commercial mobile facilities is that their service providers often require up to 48 h to guarantee deployment. 

The core administration, which consists of the Secretariat (including the Statistics and Information Department), and 11 bureaus, which are as follows Health Policy Bureau Health Service Bureau Social Welfare and War Victim s Relief Bureau Health and Welfare for Elderly Bureau Equal Employment, Children and Families Bureau Insurance Bureau Pension Bureau the Pharmaceutical and Food Safety Bureau (PFSB), which plays a major part in drug regulations and the Director-General for Policy Planning and Evaluation. Around 2000 officials work full-time in the central offices. 

The local PES offices are foremost responsible for the unemployment insurance benefit (UB I) recipients. Within this regime the Federal Employment Service (BA)... 

People with mental and/or physical disability have the right to a number of benefits and services in Sweden. The Social Insurance Office pays disability allowance (handikappersattning) in three different levels between SEK 14,000 and 28,000 per month depending on your need of assistance and how large your additional expenses are. To determine whether a person are entitled to disability allowance, the Social Insurance Office weighs together different help requirements and additional expenses that the individual might experience as a result of their disability. 

Unemployed social assistance recipients are required to attend the Futurehouse 48 h after their social assistance application has been approved. The Futurehouse collaborates with the local Employment Service and the local Social Insurance Offices. It also has contact with schools and employers in the local area. In addition to job search, participants can be involved in internal job-training activities, such... 

All public and private health insurers in the United States distinguish between inpatient, outpatient, and home health insurance benefits. So, whether or not an individual has insurance coverage for a prescription drug depends not only on whether he or she has health insurance but also on the setting in which the drug is prescribed and administered. Inpatient benefits cover services and products used in hospitals and sometimes in nursing homes. Outpatient benefits are for services or products obtained in clinics or offices of health professionals home health care benefits are for services or products provided by certified personnel to patients at home.2... 

Germany Federal Ministry of Economics and Labour Federal Institute for Occupational Safety and Health (Bundesanstalt fiir Arbeitsschutz und Arbeitsmedizin) Regional Offices for Industrial Safety (Landesdmter fur Arbeitsschutz) Institutions for statutory accident insurance and prevention for trade and industry (Berufsgenossen-schaften) Committee for Hazardous Substances (Ausschuss fur Gefahrstoffe) Trade Supervisory Offices (Gewerbeaufsichtsdmter) Technical Inspection Services (Technische Aufsichtsdienste)... 

The National Health Insur c (Caisse Nationcd d Assurance Maladie - CNAM)/ Since 1945, CNAM, under the stqiervision of die Ministry of Health, has b n responsible for the conc ieasation of industrml accidents and the administration of occupational risks and occupational diseases. Its mission is also to prevent occupational accidents and occupational diseases by technical and financial means. CNAM administers the national hind for prevention which is based on contributions levied from enterprises. The prevention service and its regional offices and services is financed from this fund, as well as the work of INKS, the National Institute of Research and Safety. 

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