Insurance providers

This is primarily engaged in analysis of boiler water treatment matters and involves on-site studies of various problems and the chemical examination of corrosion products, boiler scales, etc. It can also carry out certain types of metallurgical, fuel and inorganic analysis. Normal wet methods of analysis coupled with a visible ultraviolet and atomic absorption spectrophotometer are used for a wide range of analytical applications. Equipment in use by the engineering insurers providing these services can include an ion chromatograph, spectrometer equipment, atomic... 

Don t violate confidentiality during a referral. Be careful not to allow information about your client to be accessible to people who have no business with that information. One way to inadvertently violate confidentiality is to leave a phone message that may be picked up by a secretary rather than by the professional for which it was intended. Another way is to informally contact an insurance provider to check on benefits. Yet another way is to discuss the case in public places. Consider whether the information being shared has the capacity to find its way to unintended hands, eyes, or ears. If so, then modify the way you are sharing the information. 

In many cases, health insurance plans will cover the costs of genetic testing when it is recommended by a person s doctor. Health insurance providers have different policies about which tests are covered, however. A person interested in submitting the costs of testing may wish to contact his or her insurance company beforehand to ask about coverage. 

The quantity of flammable liquids or gases or heated combustibles can be indicative of the need for fixed water spray fire protection. Table 8-4, developed from FM Data Sheet 7-14, suggests quantities of flammables where fixed water spray fire protection should be considered based on one insurance provider s guidance. Some company internal guidelines and practices allow up to 5,000 gal (18,927 I) in the largest vessel before water spray protection is recommended. Additional guidance on fixed fire protection is available in API Publication 2030, Application of Water Spray Systems for Fire Protection in the Petroleum Industry, (API, 1998). 

The limited range of the approved specific diagnostic indications for ultrasound contrast limits the likelihood of obtaining cost reimbursement from insurance providers for the contrast echo procedures (despite the obvious general diagnostic benefit). The reimbursement issue may obviously restrict the widespread use of contrast agents. More studies on the economics of contrast use will have to be performed to demonstrate to insurance providers the advantages of ultrasound contrast. 

Pharmacists are uniquely positioned to become involved in DM activities for several reasons. First, within the community, pharmacists practice at the interface of care and therefore have the ability to interact directly with patients. In addition, public opinion polls reveal that pharmacists are consistently ranked among the most trusted professionals. Figure 17.1 illustrates how the drug prescribing process places pharmacists at the interface of patient care. Because pharmacists, like physicians, have the ability to directly deliver DM services, they can serve as conduits for implementing DM programs developed by health insurance providers, PBMs, pharmaceutical companies, wholesalers and distributors, and employers. 

Certain insurers have a preferred ophthalmic medication formulary. These select drugs typically represent the result of a negotiated price between a pharmaceutical company and an insurance provider. These costsaving measures are an integral part of the health care industry and serve to keep costs manageable for the... 

The above statements can only serve as general criteria for the physician s evaluation of patients suffering from liver disease. More detailed information is usually available from the insurance provider. Thus it is desirable that medical practitioners cooperate closely with sociomedical specialists, so that it is possible to deal directly with any application for compensation, disability pension, etc. 

Most health insurers provide coverage for the chronic illnesses caused by smoking (e.g., chronic obstructive pulmonary disease, cancer, and myocardial infarction), yet few provide coverage for treating the nicotine addiction that caused those ailments. For each of the approximately 22 bUhon packs of cigarettes sold in the United States in... 

Administration), and WHO (World Health Organization), insurance providers and nursing and social services to make informed decisions in their areas of competency without breaching individual patient privacy. In addition multiple-patient pharmacogenomics data will provide raw material for medical research and medical training. 

The general insurance providers, however, do not apparently have the experience or expertise to consider environmental risks in the same way and hence seek to exclude environmental claims from a variety of insurance policies. The question is why and what is being done to improve the situation for potential insureds ... 

Public liability insurance provides indemnity to the insured against their legal liability incurred for property damage and bodily injury to third parties. It normally provides indemnity to the insured for the financial consequences of damage to third parties caused by any activities of the insured giving rise to such... 

Stop-loss insurance provides protection to those involved in land development such that they can insure for the potential extra costs associated with planned remediation. In order to obtain this insurance, considerable review of the site investigation reports and the cost estimation has to be undertaken in order to get an acceptable degree of comfort regarding the risks involved. 

Public liability policies are already having their scope reduced so there is no intended cover for gradual pollution damage and very real possibilities that their scope will be further reduced in the near future to remove cover for all forms of pollution related damage. UK industry should be aware of this restriction and companies should consider whether or not their existing portfolio of insurance provides adequate protection. 

Accident reports should be maintained and analyzed as required by regulation, insurance providers and as a means of identifying training or procedure deficiencies. 

Indemnity provision is provided via the Society of Chiropodists and Podiatrists and has been modified in view of the extended list of POMs. Discussions with the Society s indemnity insurance provider indicated that no issues with indemnity were apparent. 

Benefits of POC technology include the lower costs of out-patient versus in-patient care, savings in both waiting time and consultation time in clinics, savings in laboratory analysis time and effort, the fact that it is often less invasive than hospital testing and that POC devices are more readily available to the public. Importantly, too, POC devices allow doctors to make decisions quickly based on the rapidly available results. Reimbursement from insurance providers is now possible for some POC devices, such as home glucose... 

Contact the client s insurance provider to determine if the medication is covered. 

Have its sxrrety or insurance provider file proof of financial responsibility in the form of certificates of insiuance, svue-ty bonds, and endorsements as required by 387.301 ... 

Health-care value networks. The combination of hospitals, clinics, insurance providers, medical device, and pharmacentical companies focnsed on improving health-care services to patients. 

External credit enhancement still leaves a CMO exposed to credit risk—the risk associated with the insurance provider. That is, the issue can be downgraded because of a deterioration in the credit quality of the provider. Investors who purchase nonagency CMOs must ensure that they are satisfied with the credit quality of the third-party guarantor, as well as with the quality of the underlying mortgage pool. 

Information technologies support strategy and are essential fw the operation of any contemporary organization. Health care is no exception. In fact, the particular complexities of health care systems, even though they differ from country to country, incorporate a blend of specialized professionals, corporate administration, funding agencies, and insurance providers, each of which presents particular challenges for effective information systems. 

Assuming that a given project fits with the strategic plan, before approval, the development of a business case ° is an important planning tool that provides a measure of affordability. The validity and structure of business cases will vary from jurisdiction to jurisdiction and the financial basis on which the health care organization is structured. Business cases in systems where revenue is available on a case-by-case basis from insurance providers will differ from those where health care systems are globally funded. 

One minute you re tr3dng to settle a cargo claim with your insurance provider, the next you re dealing with a rear-end collision one of your drivers was involved in. 

Work with insurance provider to develop and implement safety training programs. 

Consult with your legal department and insurance provider to discuss possible liability issues associated with a selfadmission program. 

With regard to the first investigation, most carriers have an established method for obtaining MVRs for their current andfuture drivers—whether that method involves their insurance provider, a third-party service, or is internally driven. So generally, this is not a major issue. 

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