Early retirement

This experience is usually passed on from older to younger workers over time. However, when downsizing or streamlining programs results in many of these experienced people leaving an organization at once (e.g., to take advantage of early retirement incentives), a gap in the company memory can be created. 

Ensure that training systems periodically refresh personnel s memory, address personnel turnover, and early retirements. 

I appreciate the efforts of the staff of the Huw Owen and Thomas Parry Libraries, University of Wales, Aberystwyth, for retrieving large old tomes from the store in an attempt to trace the origins of some methods. I am also grateful to the university for permission to use the facilities of the Information Services subsequent to taking early retirement. ... 

Plants need to be mn by people and the availability of employees can constitute the overriding consideration in certain businesses, in relation to siting. Labor-intensive businesses have to either move to a location where labor is available or move their employees to the new plant site, which can be cosdy both from the standpoint of the physical move and also with regard to the additional expense of relocating a family from one place to wholly new surroundings. Older and less flexible work forces often choose to accept early retirement, quit, or not to relocate. 

Now that you have given some consideration to what you would gain and lose with retirement, both financially and otherwise, complete the Early Retirement Assessment Questionnaire that follows. It offers additional insights on whether you are a candidate to retire before earning full retirement benefits. 

Would you be willing to retire early even if it means a reduction in your retirement income (For example, you had planned on 4,000 per month but early retirement would drop it to 2,700 ) ... 

Will early retirement extend your longevity ... 

Will early retirement be accepted with enthusiasm by your family (Will your life partner be pleased to have you around more of the time ) ... 

Are you willing to accept the possibility that early retirement may not work for you ... 

If your Yes answers total 20 or more, it appears you are ready psychologically and financially for early retirement. You should be able to make it work. 

Most people who are forced into early retirement—perhaps with 30 years of life ahead of them—may need a challenge more than they are ready to admit. It s difficult to coast for 30 years. 

Step 4 Early Retirement Supplement for Social Security... 

Table 6 Factors to Estimate Savings Needed to Provide Social Security Equivalent for Early Retirement...

Q Health Factor. Some communities make it easy for people to grow old in their own home by providing services such as Meals on Wheels, home nursing care, housekeeping assistance, and so on. Retirement centers often go further. It may not be a critical factor during early retirement years, but it can become increasingly important later. In looking over the factors under consideration, does this one merit a priority check ... 

Dr. Alan S. Tracey s research career has concentrated on two major research areas, liquid crystalline surfactant materials and the aqueous chemistry of vanadium(V), with emphasis on biochemical applications. He is the author of 150 scientific publications. He obtained his undergraduate degree in honors chemistry from the University of British Columbia and his doctorate from Simon Fraser University. After postdoctoral fellowships in Brazil, Switzerland, and Australia, he returned to Simon Fraser University. He has recently taken early retirement. 

Sadly, ill health in the form of otosclerosis, together with family commitments (care of a relative), caused Miller to take early retirement in 1961. Never one to remain idle, she pursued interests in genealogy and in the history of Edinburgh. Her biographer, Robert Chalmers, commented ... 

In 1968, Horace Isbell reached the mandatory retirement age in the Bureau of Standards, and it seemed that the much-admired work of the Isbell-Frush research team was about to come to an end. However, Isbell was not ready to stop his research work and decided to accept a position of Research Professor at American University in Washington, D.C. Harriet Frush, in turn, joined the Department of Chemistry at the American University, taking early retirement from the Bureau and being appointed Research Scientist at American University. This preserved the Isbell-Frush team and enabled the collaboration between the two chemists to continue for another 24 years, until 1992, when Isbell died. 

Since his early retirement from Atul, Dr. Mukhopadhyay has been working as a national and international consultant and helping in the development of the fine chemicals industry. Dr. Mukhopadhyay is a widely traveled person, a versatile writer having authored several technical articles, short stories, poems and a book, and is truly a multifaceted personality. 

Agricultural expenditure was still 51 per cent of die overall EU financial framework for 2000. Expenditure on the structural policy measures and rural development (including measures such as agri-environmental provisions, an early retirement scheme, compensatory payments and reforestation) is, on average, just above 10 per cent of the total yearly budget for the years 2000-6. Expenditure on market support measures will make up 89 per cent of total CAP expenditure in the same period. 

The annual outpatient direct costs for patients seeking treatment for OCD in the United States in 1995 were 5.1 billion. Aggregate inappropriate treatment costs were up to 2.4 billion. In 1990, the total cost to the economy was 8 billion, which includes expenditures for direct ( 2.1 billion) and indirect costs. Direct costs include costs of hospitalization, outpatient professional services, and drugs. Indirect costs include costs associated with lost productivity, work loss, early retirement, and absenteeism. As OCD frequently has its onset in childhood or adolescence, loss of income over a hfetime is substantial. ... 

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