Automobile safety cost effectiveness

Traffic safety—United States—Cost effectiveness. 2. Traffic regulations—United States—Cost effectivenss. 3. Automobiles— Safety measures—Government policy—United States—Cost effectiveness. I. Title. 

In short, it was an era in which individuals were considered to be to blame for their own crashes. As a by-product, the blameworthiness explanation of crashes proved an excellent justification for road and traffic institutions and for automobile designers to avoid scrutiny over the level of safety in their designs. It is not suggested that they embraced the blame the victim conception consciously, but it certainly was the most cost-effective position for them at a time when infrastructure demands were high and funds scarce. 

Insurance costs also depend on the safety precautions taken. When a homeowner buys fire insurance the cost depends on the type of construction and the nearness and effectiveness of fire protection equipment, as well as the value of house and its furnishings. To determine the effect of these factors a statistical analysis is made of the factors contributing to fire losses. Insurance companies are noted for not losing money, and so rates also depend on the past record of those insured. In determining automobile insurance rates the age and the number of previous accidents and traffic... 

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