U.S. savings bonds

Designation of Beneficiary. Life insurance proceeds, U.S. savings bonds, and balances in employer retirement plans, Individual Retirement Accounts, or Keogh accounts pass directly to named beneficiaries. The asset is not subject to probate but is included in the estate for tax purposes. Also, bank accounts can have a pay-on-death person named to receive the proceeds of the accounts after your death. 

The Southern Company offers its employees tuition reimbursement, credit union membership, a U.S. savings bond program, financial planning services, an employee assistance program, flexible spending accounts and medical, prescription, business travel, disability and life insurance. 

Gift certificate Pizza for team U.S. Savings Bond Walkie-talkie... 

Car stereo Citizens band radio Gift certificate Radio and tape player U.S. Savings Bond... 

Public Debt Online is at http //www.publicdebt.treas.gov. That s right, this is a. gov site—perhaps the only one that is mentioned in this book that offers transactions. On this site, you can buy, direct from Uncle Sam, U.S. savings bonds (remember them ) as well as U.S. Treasury bills, notes, and bonds. (See Figure 9.2.)... 

Bureau of Public Debt The agency that presides over the sale of government securities such as Treasury securities and U.S. savings bonds. 

U S. government, and backed by its full faith and credit. Face values range from 50 to 10,000. Tax-deferred. Also called U.S. savings bond. 

Money Market Accounts Certificates of Deposit U.S. Government Securities Stocks and stock mutual funds Bonds and bond mutual funds Partnership interests Business interests Deferred compensation Real estate investments Net equity from sale of residence Net equity from sale of vacation home Other retirement savings... 

This chapter overviews the leading online brokerages available to investors most notably MuniDirect and Public Debt Online. One sells municipal bonds, and the other, U.S. Treasuries (and even savings bonds). Since these categories are the two that individual investors concentrate on most when contemplating purchasing bonds directly for their portfolios, I feel that they would be of extreme value for you to consider. 

The site is, if anything, an experiment for the U.S. Treasury in selling securities to investors. Before the arrival of this site, the little guy went to the bank for those Series EE savings bonds, or... 

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