THE DELAY-OPTION STRATEGY

Some people consider all the various retirement strategies but never make a choice. They always seem poised to make a decision, but they delay and delay. Their rationale is that life changes too fast. Why adopt a strategy today that may not meet my needs tomorrow Why lock into a plan that I m not sure I ll be happy with  

These people point to new tax laws, family realignments, and their own changing lifestyles as justification. You hear them say, The best way to stay in control is to remain flexible and change with the times. The best strategy of all is knowing the available options in order to make the best decision when the proper time comes.  

I No plan is better than a bad one. Some become disenchanted when their plans don t work. The longer you wait, the less chance of disappointment. 

I A lack of plan can still be a running plan. Those who think a good deal about financial strategies have, in effect, a running plan. That is, they are thinking as they go. Because of this, they can come up with a plan quickly if necessary. 

I Plan needed for ultimate fulfillment. The purpose of a strategy is to help you enjoy retirement years more, not less. 

---