Insurance ceilings

Universal health insurance was established in 1961. Nearly the entire population is covered through the employer plans or through programs for the unemployed, retired, or self-employed. Employees pay 10% of the cost of treatments, up to an annual ceiling, and also pay a portion of their premiums, with their employers. 

The income-related benefit is proportionate to previous earnings. Its ceiling is currently at SEK 680 per day. Hence, the unemployment fund pays out a maximum monthly amount of SEK 10,860 (after taxes). This means that anyone who earned more than SEK 18,700 per month before becoming unemployed has since received less than 80% of this income as an insurance benefit. Persons who were in full employment throughout the entire timeframe receive at least SEK 320 per... 

The act imposes a maximum liability ceiling of DEM 160 million case and an obligation to have sufficient coverage of liability which may be provided through a liability insurance or by an indemnification guarantee or a warranty. Details of the form of insurance are to be laid down in a separate statutory provisions. This has not been enacted owing to difficulties in stipulating the sum in which the insurance should be taken out in order to be sufficient. 

Notice the bacteria contained in the mucilaginous mass of the filament whose brandies insure the infestation of each ceil N and n, nucleus and nucleolus of the infected cdls. 

FIGURE 3.28 Typical computer-room layout. Locate floor registers so as to be in nontraffic areas and free from obstruction. Ceiling plenum baffles are located where and as directed by local codes and insurance... 

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