Phases of retirement

Tip 2 Go through the process as a team. All phases of retirement planning should include both partners. If you are alone, involve a family member or an important friend. Two heads do a better job than one. 

Standard 1 To become a Master Senior, you should strive to go as far as possible with the early phases of retirement and make the most of each stage. In doing this, endeavor to compensate for any physical loss through greater determination and mental effort. 

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